Involved in an Accident as a Passenger: What You Can Do
If you are a passenger in a car accident, you may think only the driver can gain compensation for injuries. However, passengers in Ohio have the same rights as the driver to pursue compensation against the at-fault driver. However, many passengers make critical mistakes along the way. To ensure you do not, here are the steps you can take and why working with Columbus Ohio personal injury lawyers is so important.
At-Fault Insurance State
Since Ohio is an at-fault insurance state, the passenger can pursue a claim against the at-fault party in the accident. However, expect the insurance company to do everything possible to prove you were not seriously injured in the accident. Rather than let this happen, work with a car accident attorney Columbus Ohio residents trust, such as the Flickinger Legal Group.
Uninsured or Underinsured Motorists
In the event the at-fault driver had little or no automobile insurance, you can still recover damages by filing a claim under your driver’s uninsured or underinsured motorist coverage.
Accepting a Cash Settlement
If the driver of your vehicle was a friend or relative, you may think it will be best to accept a cash settlement. However, this is usually a mistake. In most cases, the amount you receive will not be enough to cover your medical expenses and other costs, forcing you to use your own out-of-pocket money to do so. Therefore, always discuss this option with experienced Columbus Ohio personal injury lawyers.
Protecting Your Claim
To give your insurance claim as much protection as possible, always report the accident to police so an accident report can be filed. Along with this, also seek treatment for your injuries, and take photos of vehicle damage at the accident scene.
If facing this situation, always consult with a car accident attorney Columbus Ohio victims know and trust, such as the Flickinger Legal Group.